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Golden State Law Group Golden State Law Group

Golden State Law Group Golden State Law Group

Golden State Law Group Golden State Law Group

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  • You guys really did make the whole process as easy and painless as possible... Thanks so much.. I did finally get my final paperwork like two weeks ago!!! Yayyy!!!! Thanks to: Polo, David Weil, Jorgette, and Jonathan... great team.
    -Actual Client Elizabeth
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1-619-234-3333
Fax: 619-331-0911
591 Camino De La Reina, Suite 525
San Diego, CA, 92108

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Chula Vista

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Chapter 7 Bankruptcy

San Diego Consumer Bankruptcy Lawyers
What is Chapter 7 Filings?

When people in San Diego face significant financial difficulties, they often are not sure where to turn for help.  Fortunately, federal laws exist that provide relief for those who need it, and the bankruptcy laws in the United States provide several options for those who need them.  One of those options involves the filing for bankruptcy protection under Chapter 7 of the United States Bankruptcy Code.  Below is a brief overview of how this form of protection applies to a person, and if you're ready to put an end to your financial troubles, contact experienced San Diego consumer bankruptcy lawyers immediately.

How does a Chapter 7 Bankruptcy Case Works

When someone files anywhere in San Diego County for protection under Chapter 7 of the United States Bankruptcy Code, it's said that he or she is filing a ‘liquidation' bankruptcy, because that's largely what occurs in order to provide the debtor, or person filing the bankruptcy case, a fresh financial start.  These types of cases move in a relatively quick manner, provide immediate relief and wipe out the eligible debts of a debtor when the case closes.

What are the Benefits of a Chapter 7 Bankruptcy

The most immediate benefit that a debtor will experience when he or she files a Chapter 7 bankruptcy is when the court receives the petition and the proper documentation and issues what's known as an Automatic Stay.  This Automatic Stay is basically a court order that is sent to all of the creditors listed on the schedules that orders them to cease and desist with any and all collection efforts.  Therefore, the phone calls and letters stop coming.

Long-Term Benefits of a Chapter 7 Bankruptcy

After the process is complete and the bankruptcy case is closed, the court will discharge the debts that remain after the debtor's assets are liquidated except for the statutory exemptions that cannot be liquidated in the interests of a basic standard of living for the debtor.  What this means is that the debts that were following the debtor around and weighing him or her down are wiped out and no longer exist.

Why You Need the Help of San Diego Consumer Bankruptcy Lawyers

While it may seem that filing and completing a Chapter 7 bankruptcy case in San Diego is a relatively simple process, the fact of the matter is that it involves much in the way of meticulous preparation of the documentation that's needed to get the case started, much in the way of technicalities that arise during the course of the case and careful management of the process in order to make sure that mistakes are not made and creditors are not provided with an opportunity to continue with their efforts to keep your debts alive.

Therefore, if you're ready to move through a process that will see you realize financial freedom on the other side, gather your financial documents and contact the San Diego consumer bankruptcy lawyers at the Golden State Law Group today to schedule a free initial consultation.

San Diego Chapter 7 filings page updated 6/30/14